Friday, November 27, 2009

Intermountain Healthcare & Medical Debt

This link I'm posting shows a video that needs to be watched. This fits us to a T.

What most people don't understand is why we're in such a financial crisis. It's because of our medical debt. Even when we did have health insurance, the deductibles were outrageous because of their high charges for medical work to be done.
We also have had to see many, many doctors which has cost us even more before we could find diagnosis for my EIGHT diseases.
Because of our current medical debt and financial situation I cannot even go see my doctor to be treated for my Hypothyroidism, Interstitial Cystitis, Endometriosis, Poly Cystic Ovary Syndrome, Infertility (due to these problems), or to be further tested as my doctors have referred and recommended to me that I do (i.e. my heart, and other possible diseases).

We have credit cards that are over maxed out and personal loans that we took out BECAUSE OF OUR MEDICAL DEBT. And that's it. Not for extravagant lifestyles or playing or even for nice things. We've lost our car!! We cannot buy our own clothing, etc etc. I cannot write down the extent of the damage that medical debt has caused here on a public site but I can say that it's ENORMOUS.

Nobody has been able to help us. No consolidation companies or programs or attorneys. They've ALL told us that our ONLY OPTION is to file bankruptcy, which we cannot because we don't even have the funds to do that!

Because of the debt that we have with medical bills and the credit cards to pay for past medical bills and the loans, we get 3-12 calls A DAY with collectors and attorneys harassing and threatening us, even to say "we don't care that you don't have a job we have to be paid and we'll garnish your unemployment if we have to". Tyler has tried EVERYTHING, as have I, to plead with them, threaten them, promise them, beg them, ignore them, work with them, but to no avail. They never keep their side of the bargain, either.

It's completely unfair that I cannot even see my doctor and buy the medications that I NEEEEEED to take care of myself.
How on earth can I have a full time job when the pain I get sometimes is crippling? Of course it's more than I show. I'm not a ball-baby or a wimp. My pain tolerance is extremely high. Just because I don't cry all the time or lay on the couch with my arm over my fore-head sighing from the pain doesn't mean that it's not seriously there. I don't receive much or any sympathy at all from most people, and it's probably because they don't realize what I'm going through.

Pretend you have dull knives and a crappy hand blender and you take them to your insides on a regular basis. That's me almost ALL the time. Try that on for size and see how you like it. These pains wouldn't be so bad or even there at all if I could get the medications that I need and/or the treatment that I need (surgery, chiropractors, etc).

Anyway, please don't frown on us because we are doing poorly financially. It's NOT our fault, as much as many would like to believe. I've had an earful from "friends" (who I've recently dropped) that thought they knew so much better than us on how to do it. If it's one thing I cannot stand it's people who think they know best when they have no idea what they're talking about and are on a "high" because they're doing so well presently; they cannot comprehend what we're going through. They think they know what will help us.
RRIIIGGHHTTT. Yeah, Tyler and I are two really dumb pathetic morons that can't add 1+2. GRRRRRRRR. I HATE being treated like I'm stupid and pathetic. HATE IT.

Okay so here's the link I promised: http://utahcpr.org/

Now I am NOT writing this for sympathy or attention or a "woe is us" thing, but to bring some LIGHT to the subject. I believe that this must be addressed. And what's scary is that Obama recognizes IHC (Intermountain Healthcare) as one of the best in the United States and wants to model our future healthcare system after it. WHAT????? NO WAY!!!!!!!

so, enjoy the video and comment there or here as you like.

1 comment:

  1. Lisabug, interesting article. I've taken up a response on my site and created a Survey to gather responses. Please visit me at Medical Debt Survey

    Two quick things you might want to check out:
    1. Utah Legal Aid Society Chapter 7 costs about $300
    2. Partnership for Prescription Assistance offers assistance with purchasing drugs for those that cannot afford them

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