Friday, March 27, 2009

Prophesy or Deja Vu?

I recommend everyone reading this article by Pat Dollard, author,
professor and historian.

Prophesy or Deja vu
by Pat Dollard

I am a student of history. Professionally, I have written 15 books in
six languages, and have studied it all my life. I think there is
something monumentally large afoot, and I do not believe it is just a
banking crisis, or a mortgage crisis, or a credit crisis. Yes these
exist, but they are merely single facets on a very large gemstone that
is only now coming into a sharper focus.

Something of historic proportions is happening. I can sense it because I
know how it feels, smells, what it looks like, and how people react to
it.

Yes, a perfect storm may be brewing, but there is something happening
within our country that has been evolving for about ten - fifteen years.
The pace has dramatically quickened in the past two.

We demand and then codify into law the requirement that our banks make
massive loans to people we know they can never pay back? Why?

We learn just days ago that the Federal Reserve, which has little or no
real oversight by anyone, has "loaned" two trillion dollars (that is
$2,000,000,000,000) over the past few months, but will not tell us to
whom or why or disclose the terms. That is our money. Yours and mine.
And that is three times the $700B we all argued about so strenuously
just this past September. Who has this money? Why do they have it? Why
are the terms unavailable to us? Who asked for it? Who authorized it? I
thought this was a government of "we the people," who loaned our powers
to our elected leaders. Apparently not.

We have spent two or more decades intentionally de-industrializing our
economy. Why?

We have intentionally dumbed down our schools, ignored our history, and
no longer teach our founding documents, why we are exceptional, and why
we are worth preserving. Students by and large cannot write, think
critically, read, or articulate. Parents are not revolting, teachers are
not picketing, school boards continue to back mediocrity. Why?

We have now established the precedent of protesting every close election
(now violently in California over a proposition that is so controversial
that it wants marriage to remain between one man and one woman. Did you
ever think such a thing possible just a decade ago? We have corrupted
our sacred political process by allowing unelected judges to write laws
that radically change our way of life, and then mainstream Marxist
groups like ACORN and others to turn our voting system into a banana
republic. To what purpose?

Now our mortgage industry is collapsing, housing prices are in free
fall, major industries are failing, our banking system is on the verge
of collapse, social security is nearly bankrupt, as is Medicare and our
entire government, our education system is worse than a joke (I teach
college and know precisely what I am talking about) - the list is
staggering in its length, breadth, and depth. It is potentially 1929 x
ten. And we are at war with an enemy we cannot name for fear of
offending people of the same religion, who cannot wait to slit the
throats of your children if they have the opportunity to do so.

And now we have elected a man no one knows anything about, who has never
run so much as a Dairy Queen, let alone a town as big as Wasilla,
Alaska. All of his associations and alliances are with real radicals in
their chosen fields of employment, and everything we learn about him,
drip by drip, is unsettling if not downright scary (Surely you have
heard him speak about his idea to create and fund a mandatory civilian
defense force stronger than our military for use inside our borders? No?
Oh of course. The media would never play that for you over and over and
then demand he answer it. Sarah Palin's pregnant daughter and $150,000
wardrobe is more important.) Five (and counting) sitting members of his
cabinet are recently convicted (or admitted) tax cheats!

Mr. Obama's winning platform can be boiled down to one word: Change. Why?

I have never been so afraid for my country and for my children as I am
now. This man campaigned on bringing people together, something he has
never, ever done in his professional life. In my assessment, Obama will
divide us along philosophical lines, push us apart, and then try to
realign the pieces into a new and different power structure. Change is
indeed coming. And when it comes, you will never see the same nation
again. And that is only the beginning.

And I thought I would never be able to experience what the ordinary,
moral German felt in the mid-1930's. In those times, the savior was a
former smooth-talking rabble-rouser from the streets, about whom the
average German knew next to nothing. What they did know was that he was
associated with groups that shouted, shoved, and pushed around people
with whom they disagreed; he edged his way onto the political stage
through great oratory. Conservative "losers" read it right now.

And promises. Economic times were tough, people were losing jobs, and he
was a great speaker. And he smiled and waved a lot. And people, even
newspapers, were afraid to speak out for fear that his "brown shirts"
would bully them into submission. And then, he was duly elected to
office, a full-throttled economic crisis at hand [the Great Depression].
Slowly but surely he seized the controls of government power, department
by department, person by person, bureaucracy by bureaucracy.

The kids joined a Youth Movement in his name, where they were taught
what to think. How did he get the people on his side? He did it
promising jobs to the jobless, money to the money less, and goodies for
the military-industrial complex. He did it by indoctrinating the
children, advocating gun control, health care for all, better wages,
better jobs, and promising to re-instill pride once again in the
country, across Europe, and across the world.

He did it with a compliant media - did you know that? And he did this
all in the name of justice and.... change. And the people surely got
what they voted for. (Look it up if you think I am exaggerating.) Read
your history books. Many people objected in 1933 and were shouted down,
called names, laughed at, and made fun of. When Winston Churchill
pointed out the obvious in the late 1930's while seated in the House of
Lords in England (he was not yet Prime Minister), he was booed into his
seat and called a crazy troublemaker. He was right, though.

Don't forget that Germany was the most educated, cultured country in
Europe. It was full of music, art, museums, hospitals, laboratories, and
universities. And in less than six years ~ a shorter time span than just
two terms of the U. S. presidency - it was rounding up its own citizens,
killing others, abrogating its laws, turning children against parents,
and neighbors against neighbors. All with the best of intentions, of
course. The road to Hell is paved with them.

As a practical thinker, one not overly prone to emotional decisions, I
have a choice: I can either believe what the objective pieces of
evidence tell me (even if they make me cringe with disgust); I can
believe what history is shouting to me from across the chasm of seven
decades; or I can hope I am wrong by closing my eyes, having another
latte, and ignoring what is transpiring around me.

Some people scoff at me, others laugh, or think I am foolish, naive, or
both. Perhaps I am. But I have never been afraid to look people in the
eye and tell them exactly what I believe ~ and why I believe it. I pray
I am wrong.

I do not think I am.

God Bless,

"In all your getting, Get understanding"

Monday, March 23, 2009

We Need A Miracle and Got One!!!!

So Tyler and I decided that a fast would be a good thing to do for our situation since we could see no other alternatives to our situation.
We'd contacted those who we could and tried to do what we could and nothing worked out.
We had to pay 600.00 for our truck TODAY in order to not get it repossessed like our poor little car (that I miss terribly. It was like losing one of the family lol).
This morning Tyler got up really early and went to school to figure out why his school was charging him right now, every month, and why he didn't get the discount for his dad going to school there, too, and check on other financial aid issues.
Luckily he talked to a lady there who knew what she was doing and fixed Tyler's financial aid and credited us 5,000.00!! And took off all the late payments we've had and deferred his loans until July and then when we get to that point they'll probably be able to defer it another 6 months.
Cool eh???
Well, then that super rude chick from America First Credit Union called Tyler and said, "where's the money? You have until 6:00pm tonight to get it here". Tyler said, "let me talk to your supervisor or manager". So he talked to the manager at their collections dept and told her our situation.
Said he'd just lost his job, this was our only vehicle, we couldn't buy another one, and we wouldn't have a way to get another job let alone have a way to get there without the truck. So anyway, she understood and after Tyler said we want to pay them and want to make this work but give us a chance. So she did. WOW she did! We only have to pay 400.00 by Tuesday instead and then they'll work with us for the rest and let us continue regular payments. THANK GOODNESS!!!
Tyler was incredibly relieved and on cloud 9 when he came home. I have missed him like that.
Then the mail came.
Tyler brought the mail to me with a big smile on his face. One letter was from his previous employer, Gunther's Comfort Air in American Fork. There was a check inside.
He read a letter that explained that there are certain employees that have been there a long while and work hard and Tyler was one of them.
So Tyler got a check from them for 300.00!!!! It was part of his Profit Sharing that they were NOT going to give out this year.
So here's what we think.
Blaine, his boss and owner, felt so bad about having to lay Tyler off and when he found out our car had been repossessed and I wasn't working he felt worse. His direct boss, Lance, also knew about our circumstances and the laying off was a complete shock. And he was getting a Profit Sharing. Only the Project Managers were getting them. So we think the two of them talked and decided to give Tyler a cut from Lance's Profit Sharing check.
So we were saved!!!!

We'd had a talk last night about our situation and know that God will bless us more when we're being obedient. Honestly, we haven't been that obedient. Nothing too serious for being temple recommend holders, but they were sins of omission, which can be more devastating than anything at all. It has deep spiritual consequences that can cause any strong member of God's church to lose his faith and slowly but surely fall away.
God wants to bless us but CANNOT when we are not obedient. It's just as simple as that. He is bound when we do what he says but when we don't we have no promise.
This is a trial of our faith, pure and simple.
We started the fast with prayer. It was our last resort.
And our prayer and fast was answered. We believe it was a miracle. Pure and simple. And we feel so much relief!!

Saturday, March 21, 2009

An Update & Some Thoughts

So I didn't get the job at Convergys. Tyler and I both had a feeling that it wouldn't happen. I gave it my best and my all, but they chose another candidate. I just don't have Excel 100% down. I think I sucked on that part of the test lol.
Tyler's also been turned down for a LOT of jobs he's applied for. We've both applied for countless jobs already!! They all want SPECIFIC skills and stuff and some of it was just do not have. And the skills we do have the job had just been filled! Just bad timing.
So we are having a yard sale tomorrow at our place. We're selling our entire bedroom set, dining set, some shelves, a TV stand, a crib, clothes, vases, magnet board I made (it's so nice. I'll miss it), a printer, DVD rack that cost a lot, an amp, and more! I just think this is absolutely necessary. We have no other choice.
Even if either of us or both of us got a job right now it wouldn't be in time to pay the 1200.00 our bank wants. They'll repossess our truck next week and then sue us for everything we have, they said.
We really are in a bad spot. I know some people just don't believe that or realize that. It's the worst I've ever seen personally, at one time.
No money for food or gas, no money for phones, utilities, rent, internet, NOTHING. We HAVE to have internet for Tyler's school. And Tyler quitting school right now is NOT an option. He's on the Dean's List and is doing so well! With this schooling he'll be able to get valuable certificates to hopefully work at a hospital or doctor's office soon. That's his goal, anyway.
Getting a job that pays more than State benefits allow will screw us!! The only way we can survive is if Tyler or I are making a lot more than what we were making before. People don't seem to understand that.
They really don't.
We have THOUSANDS of dollars in medical debt that they all want paid immediately!! We've been sued FOUR TIMES in a month's time!!! Threatened to be sued two more times right now. 1 by the bank. The other Mountainland Collections. So yeah. We can't do it. We just can't.

Here's what we've been hoping for and planning for and working for:
Tyler and I are looking for part-time jobs for both of us. Not paying too much so that we can still get State benefits. It seems the wisest route for us for right now. Then we'll get on Housing (Section 8) in about 8-18 months. That'll help sooo much! Tyler will get certificates in 2-4 months that'll help him get a better job.
We're going to go to his school and speak with Financial Aid and see if we can't get more student loans to pay for our medical debt. We really don't know what else to do. Like paying 50.00 a month to like 25 different places is a LOT of money, ya know? But that's what they all want, or full payment, or they'll sue us. Get it?
Our bishop is offering absolutely NO help at all. Not for food or anything. I think he has the wrong opinion of us so we're going to meet with him on Sunday and explain to him EXACTLY what's going on.
I'm really tired of being misunderstood and misjudged by people who should understand.
You take one look at our situation and you automatically think, "they must be doing something wrong or did something wrong".
People have looked at my parents this same way.
It's just not right, period.
Some people CANNOT help their situation, no matter what!

Anyway, we're doing the best we can to better our circumstances and working hard to get ourselves into a better circumstance. I know there are MANY who are in much better circumstances than our own and what they're doing is more important than what we need. And still people judge others who struggle, like us.

"For behold, ye do love money and your substance, and your fine apparel, and the adorning of your churches, more than ye love the poor and the needy, the sick and the afflicted"
-Mormon 8:37

"But wo unto the rich, who are rich as to the things of the world. For because they are rich they despise the poor, and they persecute the meek, and their hearts are upon their treasures; wherefore, their treasure is their god. And behold, their treasure shall perish with them also."
-2 Nephi 9:30

"And now, for the sake of these things which I have spoken unto you - that is, for the sake of retaining a remission of your sings from day to day, that ye may walk guiltless before God - I would that ye should impart of your substance to the poor, every man according to that which he hath, such as feeding the hungry, clothing the naked, visiting the sick and administering to their relief, both spiritually and temporally, according to their wants."
-Mosiah 4:26

AND THEN THE MOST POINTED, STRONG AND UNMISTAKABLE SCRIPTURES OF ALL on this subject:
"And also, ye yourselves will succor those that stand in need of your succor; ye will administer of your substance unto him that standeth in need; and ye will not suffer that the beggar putteth up his petition to you in vain, and turn him out to perish.
"PERHAPS THOU SHALT SAY: THE MAN HAS BROUGHT UPON HIMSELF HIS MISERY; THEREFORE I WILL STAY MY HAND, AND WILL NOT GIVE UNTO HIM OF MY FOOD, NOR IMPART UNTO HIM OF MY SUBSTANCE THAT HE MAY NOT SUFFER, FOR HIS PUNISHMENTS ARE JUST -
"But I say unto you, O man, whosever doeth this the same hath great cause to repent; and except he repenteth of that which he hath done he perisheth forever, and hath no interest in the kingdon of God.
"For behold, ARE WE NOT ALL BEGGARS? Do we not all depend upon the same Being, even God, for all the substance which we have, for both food and raiment, and gold, and for silver, and for all the riches we have of every kind?
"And now, if God, who has created you, ON WHOM YOU ARE DEPENDENT FOR YOUR LIVES AND FOR ALL THAT YE HAVE AND ARE, doth grant unto you whatsoever ye ask that is right, in faith, believing that ye shall receive, O then, how ye ought to impart of the substance that ye have one to another.
"AND IF YE JUDGE THE MAN WHO PUTTETH UP HIS PETITION TO YOU FOR YOUR SUBSTANCE TAHT HE PERISH NOT, AND CONDEMN HIM, HOW MUCH MORE JUST WILL BE YOUR CONDEMNATION FOR WITHHOLDING YOUR SUBSTANCE, WHICH DOTH NOT BELONG TO YOU BUT TO GOD, TO WHOM ALSO YOUR LIFE BELONGETH; AND YET YE PUT UP NO PETITION, NOR REPENT OF THE THING WHICH THOU HAST DONE.
"I say unto you, wo be unto that man, for his substance shall perish with him; and now, I say these things unto those who are rich as pertaining to the things of this world."
Mosiah 4:16-19, 21-23

These are scriptures from God. I don't care what or who you believe in, these are true and good things that we should follow.
I know I was raised to believe and feel this way, especially since I was raised in such a poor home with caring parents who did everything they could to provide for us.
I was also shown what it's like to have very rich people surround me and my family who will not help except conditionally. They loan things. And then expect repayment and sometimes even with interest attached. How is that charitable? How is that what Heavenly Father would want for us to do to each other? How can you feel right about doing that, especially if it's family??

How can you watch people suffer so much and say "it's their fault, they shouldn't have boughten that car" or "they did it to themselves, she should've been working to help instead of staying home with their children, so it's their fault" or "they just want attention and an easy way out" or "they're only going to go spend it on something stupid, like go out to eat or alcohol or to pay for that new couch they have".

How do you KNOW that?

And it's not up to you to judge to whom your money goes to with all these conditions. If someone NEEDS it GIVE IT!!

I hate hearing people, especially Christian's, say, "That beggar is a worthless SOB. He's just a lazy drunk and probably makes more than I do" and then walk on by him and ignore him while he sits in the dirty street with a sign or a cup, imploring our help.

My husband and I, and my family, have always been charitable to give to others, even if it's all we had in our pockets to give, we still give it. We know what it's like to be poor and needy! We're here right now!!!

I also remember that story from the Bible that says that lady who gave her two coins and it was ALL she had. It was worth far less than what others were giving, but to God it was worth waaaaay more than what the others were giving because it was all she had!! The other wealthier people only gave some change pretty much, in comparison to their incomes or posessions.

You know, until you know exactly what is going on in people's lives and with their circumstances and especially what's in their hearts and minds, then don't judge them! Don't think or say to yourself that they deserve it or ask for it or NEED it or this is "their learning time" and leave them alone thinking they'll work it out or they deserve it for their choices they've made or whatever!!!

How do you justify that?

Anyway, there you go. I have much deeper thoughts about this and can be sooo much bolder with it in my opinions and thoughts.

I've seen too much to be ignorant on this topic.

okay, back to our life.
Here's to hoping God has mercy on us before we end up homeless.

Wednesday, March 18, 2009

Options

Okay so Tyler and I are looking for jobs in Boise and Utah Counties and even in Oregon right now. Depends on where his school is that will determine where we go, though.
Also, we are selling all the furniture we possibly can! We are keeping my couch and chair I inherited from my grandma (love them, don't want other old, used ones) but our whole bedroom set is going, our dining set, maybe our desk, maybe our TV Armoire, all of it. We'll see, though. It's really, really hard to sell in Utah because people here are super DIRT CHEAP!! I HATE that. Especially in Utah County!
So we have to sell everything so that we can pay our bank that's going to sue us and take our truck, our only mode of transportation that we have.
If either of us got a job RIGHT NOW it wouldn't be enough to pay these debts to keep them from taking our truck. They want 1200.00 RIGHT NOW. It's stressful sick. And not fair.
People don't care if you lost your job or if you're sick or anything. They want their money. I have a hard time with people who want their money when they don't NEED it like we and others do.
We don't even have our own house and have lived in crappy, tiny places with our two kids for 6 years!! Our money situation hasn't gotten better but worse, and it's not from us spending money, it's from us LIVING and not having perfect bodies!
We got into debt in the first place to buy gasoline, food, rent, utilities, insurance, etc., and from going to doctors after doctors, surgeries, you name it! It wasn't from us going and getting nice things unless we paid CASH for those things.
So here we are.... what do we do?
Right now we want to get away from this place and from some people. We want to be our own family unit, hence one of the reasons why we want to move AWAY. We also want to be able to get into a place that we fit in and better serves our family's needs and in Ogden, Logan & Boise the housing is more affordable.

So, we'll see what happens and see what options we have.

Right now we've applied for all sorts of State assistance. It's all we can do! Housing, Food Stamps, Medicaid, WIC, HEAT, etc. We've been applying for jobs night and day, running from office to office, appointment to appointment, and since we don't have ink for our printer we have to drive to Lehi to use my dad's printer and computer to get paperwork from offline or from our laptop then drive to Department of Workforce Services to fax it (by 5pm of course) and then hurry home so that Tyler can get to school that he's not paying for.
It's keeping us very busy.

Meantime we don't get much understanding from people, still. It's really annoying and calloused of them and so we just don't really want to be around these people. Can you blame us? If you do you're one of them lol.

Here is another option. I work until I get pregnant or have a baby. It will only be part-time because I CANNOT leave my children allll day long if I can help it, esp since Tyler has to get to school at a certain time every night. Or, he can work part-time during the day until he can get a job doing something medical with upcoming certificates he's close to getting. Or, I'll work until he gets a job. So yeah, we'll see. I have an interview tomorrow and the next day. Do NOT want to work at either place. I know I'll be miserable cuz they're desk jobs, but a job is a job and knowing I don't have to keep it forever gives me some peace and hope.

Wednesday, March 11, 2009

When It Rains It Pours

So things just don't seem to be looking up any time soon. I say everything happens for a reason and something's bound to give, but right now we're right smack dab in the middle of a deep, black puddle of tar, I swear!
Not only have we lost our car but the bank called Tyler today and said if we don't pay 1200.00 by the end of this month then the truck is getting repossessed, too!!! And we have NO INCOME.
They said we HAVE to pay 600.00 by the 16th. That's only a few measly days away.
We have no money for food or gasoline now. That last of our tax return went to PART of our utilities so they wouldn't shut it off on Monday (today is Wednesday) and our one utility bill covers everything in our apartment. There is no gas or furnace.
We just put 500.00 into the truck with our tax return so that it can keep on running (the exhaust was broke) and so it'll pass inspections later for registration.
The only extra money we spent was for the hotel for our Anniversary (and that was cheap-ish. Cheap as we could find without going to stay at a place dumpier than our own) and Guitar Hero and that wasn't even 100.00. So that's it. Oh, and out to dinner for our Anniversary. But all the rest of it went to bills! It hardly even made a dent. I cannot believe it. Should we have filed for Bankruptcy instead? I just think of the long-term consequences to bankruptcy and it just seems so foolish to me.
Our landlord said she'd work with us as best as she can but she is a stickler for rent being paid on time.
We've both been applying for jobs all over. Me more than Tyler. He's depressed and so doesn't really want to get a job yet. That kinda ticks me off. It's not improving our situation to put off the inevidable. Also we haven't been paying for his schooling so I'm afraid they'll kick him out even though he's on the Dean's List!!
Right now I'm so nauseated with stress and discouragement and depression and anger and jealousy and not understanding that yeah, I'm sick. I feel like I'm going to puke any minute!
I also got my CPAP machine today and they wanted over 100.00 right then!! I have to pay 280.00 for it within the next two months. Oh my gosh I have no idea how we're going to do that!!

My only hope right now is working my Mary Kay. Unfortunately most my friends and family aren't interested in buying any from me, even if it would help us out hugely. They'd rather buy from someone else or buy more expensive make up elsewhere or from Walmart. Whatever.

If you all are annoyed by this post then just ignore it and stop being annoyed by me sharing my concerns and worries and thoughts and feelings on here. Just go away if you're not going to be supportive. I don't want ANYTHING to do with ANYBODY who is not going to be supportive of us right now. I do not have the energy or tolerance or patience or even strength to cope with people who are negative, especially towards us or anything about us.

God, where is the pavilian that covereth they hiding place?