Sunday, January 18, 2009

Money Money Money Money Money Money Money

So I was thinking about this and Tyler and I have talked about it and my parents have and Kimberley and I have and many others, but, when it comes to Money, we're all a little different than I think a lot, or most, people are with it.
Okay, sure you can say we're bad with it. Go ahead and say it, think it, whatever, but it doesn't matter cuz that's a matter of opinion and perspective and priorities, quite frankly.
I have an old boss that was a multi-millionaire. We worked side-by-side and became pretty darn good friends. I admired this man. He was incredibly intelligent, but, when you first met him you would think he was a bum from Australia, because of his speach impediment, and also because of what he drove and what he wore. To him impressions didn't mean much at all, it was work ethic that mattered most.
Some people think material things DO matter because impressions DO matter. Some people think family matters most, or their career, or their church or "platform". Some think that the earth matters most, life, nature, or sports. You name it, we all think something different from another and all our priorities are slightly or greatly different from one another's.
Anyway, to get to the main point of me writing this blog, I think that Tyler and I have a similar belief system when it comes to money. Oh sure there are differing priorities, but we both know that we think a lot alike when it comes to how to spend money or who to spend it on, etc.
For example, when it comes to helping other people we know and/or care about we are more than willing to spend money on them. Say we decide we want to go to dinner with the family, or with some close friends, and their company is worth more to us than our money and we have enough to share we will PAY FOR THEM to eat with us. We'll pay for friends/family to go see a movie with us, or we'll provide dinner or whatever it takes to spend time with these people. We have NEVER been "rich" or had plenty for our needs and wants. We have been comfortable for a short period of time and during that time we paid for anything for friends and family.
That time when we were doing fine financially we even bought the entire Christmas and food and tickets to a game for a single mom and her child. That was the greatest Christmas ever!! We've helped with bills and food and entertainment for those we care about. We'll loan out money, or just give it to them.
Now, we don't have ANY extra money. As a matter of fact we've been sued a couple of times now and there are just medical bills piling up by the week and, well, life is happening. Tyler DOES have a good-paying job so we do NOT qualify for state assistence in any way, but all our checks go to these people sueing us or surprise bills and to keep our utilities and phone and what-not from being shut off.
There are some people who have enough, or even don't have enough, who have helped us. God bless them for that. They are truly charitable people God will, and is, blessing. There are some who will NOT help. Why?
Well, here are the reasons I've heard from wealthier people in the past for not helping out people who struggle financially:
1. they think they are enabling them.
2. they think they are being taken advantage of
3. they know they'll never get paid back
4. they worked hard for what they have
5. they think the other person is lazy
6. they think it's a temporary fix for a more permanant problem
well, these are the basic reasons. I know more an can go on, but I don't want to. It kinda irritates me.
These people have turned into gods. No joking!! They have! Why? Well, because they are deciding what's best for the person who is in need. They are making judgments based on their limited knowledge and experience. They are being selfish, plain and simply put, and PRIDEFUL. They think they are BETTER than the people who are needy.
They think they work harder, are smarter, have better priorities, are wiser, deserve what they have, and that everything they have is THEIRS to KEEP and not required to give or share. They think that God obviously has blessed them with what they have because they DESERVE it, OR, they think they're THAT GOOD that they deserve it for all their ______ (fill in the blank with: hard word, wisdom, education, experience, intelligence, good inheritance, straight priorities and/or sacrifice).
But what if, for example, the table was turned and those with money had none or very little and those without money suddenly had what they needed or more than what they needed? What would change?
From my own personal experience, and based from what many, many others have mentioned to me before, that those without money now are the types of people who would GIVE FREELY of what they have to help those in need, and the wealthier people would blame themselves entirely for their want and need and sink into despairing depressions and probably commit suicide or be very, very angry and resentful people. The poor, now rich, people would help those who are needy and the needy and resentful people would be too prideful to accept the help offered, or would snatch it thinking they still deserved it and resent them all the same.
Not saying EVERYONE would be like this, of course!! Just an idea to think about is all.
I've known people who worked hard for years and became millionaires and flaunt what they have thinking it's all due to their hard work and nothing else, and then even those that work hard for years and become millionaires and then suddenly lose it all. They have the hardest adjustment going from rich to poor. They think that going from nice food to ramen noodles and bread and butter is the hardest think they've ever had to endure and they go on and on about it like "woe is me". Very few millionaires actually make it back down to POVERTY level.
Some of the nicest and best people I've EVER met have been those who have very little or nothing at all.
I know what I'm talking about here. I've LIVED in a third world country.
I've been VERY POOR most of my life, but it is nothing in comparison to what it's like living in a third world country. Believe me. You have NO IDEA WHATSOEVER of what POOR and POVERTY-STRICKEN is until you live among those who are afflicted with these.
Okay, on another thing to think about.
What would you do if you had this budget to go off of?:
1800.00 month income
car payment 250.00
Dr bills 200.00 month, minimum
Internet & phone 150.00
Food & Gasoline & Necessities 500-700.00
Rent/Mortgage 750.00
Utilities 150.00
Tithing 180.00
am I missing anything??
What if only one spouse can work? What if there is only one parent? What if both spouses are working or one is going to school and working or one to school and the other working? What if one is consistently sick/ill hence the reason for the high doctor bills and cannot keep a steady job? What if small children require mother to stay home? What if their priorities are DIFFERENT from yours and you have no good reason to judge but you see a financial problem here?
I'm sure you'd like to say "take this and this out, budget this, get more income" blah blah blah.
The truth is we all live in different incomes and different budgets for different reasons. We can judge and say, "they're foolish with their money" but how do you KNOW THAT for sure?? How can you judge that when you don't know what's in their heart, what they've worked out together to be their priorities, and who are you to decide what priorities are justified and what are wrong?
Pretty much God has said some very plain, basic and simple things FOR ALL PEOPLE to follow, and anybody who has common sense and can care about humanity and their fellow men can follow these simple rules, no matter who made them be it God or Aristotle or Budha.
Give to the poor.
Do not judge, it is God's place to judge.
Give to the needy.
Do not suffer anyone to go hungry or naked.
Share your talents, money, abilities, food, clothing, houses, all that you have with others to help them.
Do not kick people out of your "synagogues" (sp bad, sorry) because they are without.
Well, those are just a few things that God has said. I guess take them for what they are worth.
But really, if we are to hoard our money and judge those who don't live the same way we do then we'll never change. We'll always be devided into classes and there will always be pride and poverty.
And remember, above all else, that EVERYTHING EVERYTHING EVERYTHING you have is not yours, no matter how much you think it is, and that includes your income or inheritance. It is God's. We all were created equal. God does not esteem one man above another. And God gives to us so that we'll learn to give to others and accept what is given to us with gratefulness.
P.S. That is not our budget I have listed here. Just so ya know!

1 comment:

  1. Just have to mention, you forgot fast offerings, Mike and I believe that giving to fast offerings and missionary funds is what made it so that we could survive our first few years of being married. We infact sacrificed so that we could support Mike's brothers mission, in return we had to be VERY frugal, but we were able to survive without debt. Now I know that not everyone can afford to support a missionary, but I do believe that sacrificing to give a little extra does result in blessings.

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